SOUTH AFRICAN MEDICAL INSURANCE · FSCA

Medical Insurance from R299/month

Hospital cover, day-to-day benefits and chronic support. Get a free quote in 60 seconds.

100%
Day-to-day care
R0
Upfront excess
14d
Cover starts in
HEALTH COVER · 2026

Hospital cover from day one

Chronic medication support

Access to GPs and specialists

No waiting period for accidents

Covers you and your immediate family

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Takes about two minutes. No obligation — we only share your details with regulated providers.

Information provided does not constitute a binding quote. Premium is subject to underwriting.

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Frequently asked questions

What does medical insurance cover?

Plans typically include hospital cover, day-to-day benefits such as GP visits, and chronic medication support. Exact benefits depend on the plan you choose.

Is medical insurance the same as a medical scheme?

No. Medical insurance is a short-term insurance product regulated by the FSCA. Medical schemes are regulated by the Council for Medical Schemes (CMS) and operate on a different model.

How quickly does cover start?

Cover typically starts the day after your premium is paid, subject to waiting periods which vary by plan.